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It is also not a fit if you do not have a consistent source of income that more than covers your monthly payment.

Above all, the approach has to match the need and the comfort level of the borrower.“Most of my clients have credit card debt,” she said.“It can be really overwhelming when you have five credit cards to pay and you don’t even know where to start.You can consolidate most federal student loans with a Direct Consolidation Loan, which you can read more about here.There are also a variety of private lenders that will allow you to consolidate either private or federal student loans.

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