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Pay Pal primarily markets itself online and through its e Bay partnership, and in many ways it has become a household name.

Plaintiffs also allege that Pay Pal failed to provide annual error-resolution notices and monthly account statements under the Electronic Fund Transfer Act.

Pay Pal scores well in this section because the company does not use independent sales agents or misleading sales tactics.

The company clearly outlines its pricing on its website and does not alter its fees for each individual seller.

Additionally, Pay Pal has introduced a mobile payment app and card reader dubbed “Pay Pal Here” that allow anyone with a compatible smartphone to accept credit card payments.

One important difference between Pay Pal and a merchant account supplied by a credit card processor is that merchants must request the transfer of funds from their Pay Pal accounts to their bank accounts.

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